Toyota Yaris Monthly Installment Plan 2026 Via UBL
Toyota Yaris Installment Plan
Buying a Toyota Yaris in 2026 has become easier with United Bank Limited offering a monthly installment plan via UBL Drive. The financing covers all Yaris variants, including manual and CVT models such as GLI, ATIV, and ATIV X.
The plan comes with a fixed 14.50% rate, keeping monthly payments stable, and follows a 50% residual (balloon) payment model. A minimum 34% down payment is required, while insurance and registration are excluded. Buyers can apply online, by phone, or through UBL branches, making ownership more manageable in today’s high-price market.
How the Residual Payment Works
Under this structure, 50% of the car’s value is paid at the end of the tenure as a balloon payment. The minimum down payment starts from 34%, while registration, insurance, and other charges are not included in the monthly figures. Availability may vary depending on dealership stock and variant demand, so early inquiry is advised.
Toyota Yaris Installment Plan Details (2026)
| Variant | Vehicle Price | Monthly Installment (14.50%) | Residual Value |
|---|---|---|---|
| Yaris GLI MT 1.3 | Rs. 4,479,000 | Rs. 101,753 | Rs. 68,337 |
| Yaris ATIV MT 1.3 | Rs. 4,730,000 | Rs. 102,571 | Rs. 69,289 |
| Yaris GLI CVT 1.3 | Rs. 4,760,000 | Rs. 103,222 | Rs. 69,572 |
| Yaris ATIV CVT 1.3 | Rs. 5,064,000 | Rs. 103,328 | Rs. 69,062 |
| Yaris ATIV X CVT 1.5 (Beige) | Rs. 6,255,000 | Rs. 105,181 | Rs. 68,358 |
| Yaris ATIV X CVT 1.5 (Black) | Rs. 6,319,000 | Rs. 102,228 | Rs. 69,057 |
Key Financing Highlights
- Minimum Down Payment: 34%
- Rate: Fixed 14.50%
- Residual Value: 50% balloon payment
- Insurance: Not included
- Coverage: All major MT & CVT trims
How to Apply for Toyota Yaris Installment Plan via UBL (Step-by-Step)
Applying for the Toyota Yaris installment plan through United Bank Limited is straightforward, but doing it properly can save time and avoid delays. Here’s how buyers should proceed:
1. Apply Through UBL Drive Online
Visit the official UBL Drive portal and fill out the auto financing application form. You’ll need to enter basic personal details, income information, employment or business profile, and the Toyota Yaris variant you want. Make sure all information matches your CNIC and bank records.
2. Contact UBL Helpline
If you’re unsure about variants, down payment, or monthly installments, call the UBL helpline. A representative will guide you, explain eligibility, and may initiate your application over the phone.
3. Visit the Nearest UBL Branch
For a smoother process, visit a nearby UBL branch. Carry your CNIC, income proof (salary slip or bank statement), NTN (if available), and booking details from the dealership. A relationship officer will handle documentation and submit your case.
4. Bank Evaluation & Approval
UBL will review your credit profile, income stability, and repayment capacity. Approval depends on bank policy and your financial standing.
5. Booking & Delivery Coordination
Once approved, pay the required 34% down payment, complete formalities, and coordinate with the dealership for delivery.
Important Note:
Insurance, registration, and additional charges are not included in the installment figures and must be paid separately. Terms and conditions apply.
Why This Plan Matters
With car prices climbing every few months, installment-based buying has become the new normal. The Toyota Yaris already enjoys strong demand due to its fuel efficiency, resale value, and reliability. This UBL installment plan makes it even more appealing for first-time buyers and sedan upgraders who want predictable monthly expenses instead of a heavy upfront burden.
Final Thoughts
UBL’s Toyota Yaris installment plan for 2026 offers a realistic path to car ownership in today’s tough market. Fixed monthly payments, multiple variants, and a structured residual model make it a practical option for buyers who want peace of mind along with a reliable sedan. For many Pakistanis, this could be the most balanced way to bring a new Yaris home without financial stress.
FAQs – Toyota Yaris Monthly Installment Plan 2026 via UBL
Q1. Which Toyota Yaris variants are available on installments through UBL?
All major Toyota Yaris variants are covered, including GLI, ATIV, and ATIV X, in both manual and CVT options.
Q2. What is the minimum down payment for the UBL Yaris plan?
The minimum down payment starts from 34% of the vehicle price, depending on the selected variant and applicant profile.
Q3. Is the monthly installment fixed or variable?
The monthly installment is fixed, as the plan operates on a constant 14.50% rate, helping buyers manage expenses easily.
Q4. What does the 50% residual (balloon) payment mean?
It means half of the car’s value is paid at the end of the financing tenure, reducing monthly installments during the term.
Q5. Are insurance and registration included in the installment amount?
No, insurance, registration, and other charges are not included and must be paid separately by the buyer.
Q6. How can I apply for this installment plan?
You can apply through the UBL Drive online portal, UBL helpline, or by visiting the nearest UBL branch.
Q7. Who is eligible for UBL car financing?
Salaried individuals and business owners with a stable income, valid CNIC, and acceptable credit history can apply.
Q8. Does variant availability depend on dealership stock?
Yes, availability may vary based on current stock and market demand at Toyota dealerships.
